Short answer: car insurance in Miami, FL 33102 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 33102 · Miami, FL · Miami-Dade County
Florida statewide average: ~$1,864/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 33102?
Rates in 33102 (Miami, FL) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 33102 in Miami?
Yes — 33102 is in Miami, Miami-Dade County, FL.
Nearby ZIP codes