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Auto Insurance in Loveland, CO

Local car insurance for Loveland. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Loveland, CO depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Loveland, CO
Population ~71,334 · Larimer County · Colorado statewide average: ~$1,453/yr (NAIC, 2023).

Loveland ZIP codes

Car Insurance 80537
Car Insurance 80538
Car Insurance 80539

FAQ

How much is car insurance in Loveland, CO?

Loveland rates depend on your ZIP, coverage and profile; the Colorado statewide average is about $1,453/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Loveland?

We list Loveland ZIP-level pages below; each shows local car insurance details and free quotes.