Short answer: car insurance in San Francisco, CA 94104 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 94104 · San Francisco, CA · San Francisco County
California statewide average: ~$1,223/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 94104?
Rates in 94104 (San Francisco, CA) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 94104 in San Francisco?
Yes — 94104 is in San Francisco, San Francisco County, CA.
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