Short answer: car insurance in Surprise, AZ 85378 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 85378 · Surprise, AZ · Maricopa County
Arizona statewide average: ~$1,344/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 85378?
Rates in 85378 (Surprise, AZ) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 85378 in Surprise?
Yes — 85378 is in Surprise, Maricopa County, AZ.
Nearby ZIP codes