Short answer: car insurance in Flagstaff, AZ 86004 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 86004 · Flagstaff, AZ · Coconino County
Arizona statewide average: ~$1,344/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 86004?
Rates in 86004 (Flagstaff, AZ) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 86004 in Flagstaff?
Yes — 86004 is in Flagstaff, Coconino County, AZ.
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