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Auto Insurance in Phenix City, AL

Local car insurance for Phenix City. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Phenix City, AL depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Phenix City, AL
Population ~37,498 · Russell County · Alabama statewide average: ~$1,081/yr (NAIC, 2023).

Phenix City ZIP codes

Car Insurance 36867
Car Insurance 36868
Car Insurance 36869
Car Insurance 36870

FAQ

How much is car insurance in Phenix City, AL?

Phenix City rates depend on your ZIP, coverage and profile; the Alabama statewide average is about $1,081/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Phenix City?

We list Phenix City ZIP-level pages below; each shows local car insurance details and free quotes.